Terms & Conditions

Effective Date: 8.03.2025

1. Introduction

Welcome to www.cretu.biz. These Terms and Conditions govern your use of this Website and the services provided by Nicolae Cretu, hereinafter referred to as “we,” “us,” or “our.” By accessing or using this Website, you agree to be bound by these Terms and Conditions.

If you do not agree with any part of these terms, please do not use our Website or services.

2. Services Provided

We offer consulting services, organizational assessments, training sessions, and digital publications related to strategic planning and organizational development. Our services may be updated or changed at any time without prior notice.

3. User Obligations

By using our Website, you agree to:

  • Provide accurate and truthful information when contacting us or making a purchase.
  • Use the Website and its content for lawful purposes only.
  • Not distribute or reproduce any material from this Website without prior permission.
  • Not engage in any behavior that disrupts or harms the Website or its users.

4. Booking and Payments

For consulting sessions, training, or publications:

  • You must contact us to schedule an appointment or request a publication.
  • Payment is required via PayPal or SEPA bank transfer upon receipt of the invoice.
  • You are entitled to review a publication before making a payment, as outlined on our Website.

5. Refund & Cancellation Policy

  • Consulting Services: Cancellations made at least 24 hours before an appointment may be rescheduled.
  • Publications: Due to the nature of digital and printed materials, refunds are not available once the publication is delivered.
  • Training & Workshops: Cancellations made at least 48 hours in advance are eligible for a full refund. Later cancellations may be subject to fees.

6. Intellectual Property

All content, materials, and publications provided on this Website, including text, images, logos, and documents, are owned by Nicolae Cretu unless otherwise stated. Unauthorized use, reproduction, or distribution is prohibited.

7. Limitation of Liability

  • We strive to provide accurate and valuable information; however, we do not guarantee the completeness or accuracy of the content.
  • We are not liable for any indirect, incidental, or consequential damages arising from the use of our Website or services.
  • We are not responsible for third-party websites linked from our Website.

8. Data Protection & Privacy

Your personal data is processed according to our Privacy Policy. By using our Website, you consent to our data collection and processing practices.

9. Governing Law

These Terms & Conditions are governed by the laws of Austria. Any disputes will be resolved in Austrian courts.

10. Amendments to These Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective upon posting on this Website.

11. Contact Information

For any questions regarding these Terms & Conditions, you may contact us at:

Email: nicucretu (a) gmail.com

Phone: ++43 670 772 1883 (Whatsapp)

Business Address:
Nicolae Crețu
Buchberggasse 1
3400 Klosterneuburg, Austria

Alternatively, use the contact form below to send a direct message.

[Contact Form]

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